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Mechanical Breakdown Insurance

Click here to get a Mechanical Breakdown Insurance Quote.

Why Do Smart Buyers Choose Deluxe Protection Plans

  • Factory warranty coverages vary, and most breakdowns occur after the warranty expires. However, Deluxe Protection Plans will continue to provide valuable benefits in major assemblies of your vehicle.
  • You pay only a small deductible per assembly.
  • Repairs can be performed anywhere in the United States.
  • You save money now because the dealer's service contract program just cannot compare to our superior coverage and low price.
  • You save money in the long run because it is the easiest way to plan ahead for the future and to protect yourself from expensive repairs.
  • Payment options available.

 

And there's more...

  • Deluxe and Deluxe High-Tech both offer extra benefits even during the factory warranty period:
  • Vehicle Rental  up to $175.00 per breakdown.
  • Towing Service  Up to $75 per breakdown.
  • Trip Interruption  you can be reimbursed up to $75 per day for up to 3 days, or $225 total, for meals and lodging if you are stranded because of a covered breakdown away from your hometown.
  • Tire Protection  If the tires of your vehicle are damaged during their normal life by glass, nails or other road hazards, they will be repaired, or replaced, if not repairable, by a new tire of like kind and quality up to $125 per breakdown, or $500 total.
  • Manufacturer Deductible  when a repair is also covered by Deluxe Protection, we will reimburse you when you pay the deductible, so all you pay is your low deductible.
  • No limit on claims  There is no limit on the number of times you can use your Deluxe Protection.
  • Transferable  You can transfer your coverage when you sell your vehicle to another individual
  • Ease of Service  Repairs may be completed at any licensed repair facility in the U.S.

We answer your questions

With a manufacturer's warranty on my car, why should I purchase the Deluxe Protection Plan?

Statistics show that the big repair bills can come after the manufacturers warranty has expired. Your Deluxe Protection Plans cover many more components not covered by the factory power train warranty and provide towing, rental, travel and tire road hazard benefits even during the warranty period.

Do I have to pay cash for my Deluxe Protection Plans?

No. Several payment options are available.

Is there anything I must do to keep my policy in effect?

Yes, you must maintain your vehicle according to the manufacturer's recommendation. Besides, it just makes good sense. A well-maintained vehicle will give you better performance and years of driving enjoyment.
See the maintenance schedule in the manufacturer's warranty manual for your vehicle.

 

Mechanical Breakdown Protection For New Vehicles
Your Solid Gold Satisfaction Assurance

The Deluxe Protection Plan is offered by American Mercury Insurance Company.

Why should you insure with American Mercury?

  • American Mercury has been insuring mechanical breakdown policies since 1975.
  • You have a direct relationship with American Mercury. No independent third party administrators are involved.
  • All of our claim adjusters are certified by the Automotive Service Excellence Association.
  • We are dedicated to providing superior customer service and work very hard to live up to our corporate motto, "Growth through Service".

Click here to get a Mechanical Breakdown Insurance Quote.

Call for claim authorization prior to repairs.
1-800-654-8455 ext. 5165