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Kennedy
Professional Insurance Agency PURPOSE OF THIS NOTICE
Title V of the Gramm-Leach-Bliley Act (GLBA) and the laws of the State of California generally prohibit us from sharing nonpublic personal information about you with a third party unless we provide you with this notice of our privacy policies and practices describing the type of information that we collect about you and the categories of persons or entities to whom that information may be disclosed. In compliance with the GLBA and California law, we are providing you with this document, which notifies you of the privacy policies and practices of Kennedy Professional Insurance Agency. OUR PRIVACY POLICIES AND PRACTICES1.
Information we collect:
A.
Categories of Information Collected and Sources From Which We Collect
It. We collect nonpublic
personal information about you from the following sources: 1) Information that you
provide us on applications, other forms and in other communications with us and
our employees. 2) Information about your
transactions with us from the insurance companies we contact to underwrite your
insurance. 3) Information we receive
from the Department of Motor Vehicles or other consumer reporting agencies. 4) Information
electronically transmitted to us by the computers of visitors to our web sites. Unless it is specifically
stated otherwise in an amended Privacy Policy Notice, no additional information
will be collected about you. B.
Persons From Whom Information is Collected. We may collect nonpublic
personal information from individuals other than those proposed for coverage. 2.
Information we may disclose to third parties: We do not disclose information about you to third
parties whose only use of the information is to market a product or service.
However, in the course of our general business practices, we may disclose
the information that we collect (as described above) about you or others without
your permission to the following types of institutions for the reasons described
below: A.
To a third party if the disclosure will enable that party to perform a
business, professional or insurance function for us or that third party. B.
To an insurance institution, agent, or credit reporting agency in order
to detect or prevent criminal activity, fraud or misrepresentation in connection
with an insurance transaction. C.
To an insurance institution, agent, or credit reporting agency for either
this agency or the entity to whom we disclose the information to perform a
function in connection with an insurance transaction involving you. D.
To a medical care institution or medical professional in order to verify
coverage or benefits. E.
To the California Department of Insurance or other insurance regulatory
authority, law enforcement, or other governmental authority in order to protect
our interests in preventing or prosecuting fraud, or if we believe that you have
conducted illegal activities. F.
To a group policyholder for the purpose of reporting claims experience or
conducting an audit of our operations or services. 3.
Your right to access and amend your personal information: You have the right to request access to the personal
information that we record about you. Your
right includes the right to know the source of the information and the identity
of the persons, institutions or types of institutions to whom we have disclosed
such information within 2 years prior to your request.
Your right includes the right to view such information and copy it in
person, or request that a copy of it be sent to you by mail (for which we may
charge you a reasonable fee to cover our costs).
Your right also includes the right to request corrections, amendments or
deletions of any information that is in our possession.
The procedures that you must follow to request access to or an amendment
of your information are as follows: To obtain access to your information:
You should submit a request in writing to Kevin Kennedy, Kennedy
Professional Insurance Agency PO Box 847 Apple Valley, CA
92307. The request should include your name, address, social
security number, telephone number, and the recorded information to which you
would like access. The request
should state whether you would like access in person or a copy of the
information sent to you by mail. Upon
receipt of your request, we will contact you within 30 business days to arrange
providing you with access in person or the copies that you have requested. To correct, amend, or delete any of your
information: You
should submit a request in writing to Kevin Kennedy, Kennedy Professional
Insurance Agency PO Box 847 Apple Valley, CA
92307. The request should
include your name, address, social security number, telephone number, the
specific information in dispute, and the identity of the document or record that
contains the disputed information. Upon
receipt of your request, we will contact you within 30 business days to notify
you either that we have made the correction, amendment or deletion, or that we
refuse to do so and the reasons for the refusal, which you will have the
opportunity to challenge. 4.
Our practices regarding information confidentiality and security: We restrict access to nonpublic personal information
about you to our employees in order to provide products or services to you.
We maintain physical, electronic, and procedural safeguards that comply
with federal regulations to guard your nonpublic personal information. 5.
Our policy regarding dispute resolution: Any controversy or claim arising out of or relating
to our privacy policy, or the breach thereof, shall be settled by arbitration in
accordance with the rules of the American Arbitration Association, and judgment
upon the award rendered by the arbitrator(s) may be entered in any court having
jurisdiction thereof. 6.
Reservation of the right to disclose information in unforeseen
circumstances: In connection with the potential sale or transfer of
its interests, Kennedy Professional Insurance Agency, and its affiliates,
reserve the right to sell or transfer your information (including but not
limited to your name, address, age, sex, zip code, state and country of
residency, and other information that you provide through other communications)
to a third party entity that (1) concentrates its business in a similar
practice, product or service; (2) agrees to be Kennedy Professional Insurance
Agency’s successor in interest with regard to the maintenance and protection
of the information collected; and (3) agrees to the obligations of this privacy
statement. |
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Kennedy Professional
Insurance Agency
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